India Banking Options
As an NRI, managing your finances across borders isn’t just important — it’s foundational to your peace of mind and long-term goals. One of the first and most impactful steps is choosing the right NRI bank account in India.
In this section, we walk you through your options with clarity and care — helping you understand which type of account best aligns with your needs — whether it’s for saving, investing, repatriating funds, or managing income in India.
Navigating the Indian banking system as an NRI requires careful planning to ensure seamless financial management, regulatory compliance, and tax efficiency. Understanding different account types, remittance rules, and investment opportunities is essential for hassle-free banking in India.
Types of NRI Bank Accounts
NRO Accounts (Non-Resident Ordinary)
Explore options to manage Indian income, savings, and repatriation efficiently.
NRE Accounts (Non-Resident External)
Choose the right NRE account to save, manage, and repatriate your foreign income tax-free.
FCNR Accounts (Foreign Currency Non-Resident)
Explore FCNR account options with flexible tenures, attractive interest rates, and multi-currency deposits.
Please click here for a detailed comparison of the above acounts that you can open and operate.
Additionally, click here for a summary outlining banking considerations for NRIs that can help you get a full overview of what you need to be mindful throughout.